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I don't think my parents are trying to rip me off, I just think they don't really have time to figure out all of this and so they just stick with the status quo. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Well, yes, I am forever indebted to my parents for raising me. Most people don't know the details of items I know that you already got your answer, but California's minimums for insurance the last time I checked are really, really, low. The situation is like this: They have car insurance back in our home state, but I want to get a cheap policy for a cheap car where I'm living in CA.
Question Details: My husband and I have two sons, 18 and They are both students with good driving records. Each son has a car titled in their own name, but their cars are still insured under our automobile policy. On the policy they are designated as the primary driver but my husband and I legal liability adult dependent still listed on their auto policies. Would my husband and I be personally liable if they were in an accident?